Graceful fingers model an exquisite blend of pastel swirls and delicate nail art, perfectly paired with a striking diamond ring. Creative flair is on full display with a hand showing off nails adorned with abstract designs, accented by a beaded bracelet for an artistic touch. Wrapped in a sleek leather jacket, a hand presents a set of matte white nails, creating a chic, minimalist statement. A hand emerges from a black sleeve, flaunting long, glitter-dusted nails that add a shimmering contrast to the stark attire. In the ever-evolving world of nail art, extension designs stand out as a fusion of elegance and modern trends.
Nail Ideas: The Best Celebrity Manicures of 2023 - Glamour
Embracing Elegance: The Ultimate Guide to Nail Extension Designs for 2024
This amazing nail extension design is extremely simple and looks quite nice with beautiful colors. I really like the glossy nail paint which is the best choice rather than matte nail paint if you have a party to attend. However, this nail extension design would do for both events.
Luxy Hair
I love the polka dot nails that are done with the round sequence. It adds a little surprise factor to the nail extension design. The single white nail is also done with white glimmering nail paint and looks pretty glam. This subtle nail extension design is perfect for any bride…or even a bridesmaid.
Press On Nails
"Third, I apply a layer of gel to the nails and let it dry in light for about 60 seconds," Seney adds. Below, we delve deep into the world of gel nail extensions, tapping the help of experts to learn more about the technique and its advantages and disadvantages. Gel extensions have become increasingly popular for achieving longer and stronger nails. This innovative technique combines the strength and flexibility of gel polish with the added length and shape of nail extensions.
You’ll Need A Professional Nail Technician
It is a great french manicure or nail extension design that is made and looks quite amazing too. For those who adore a nude color but want to keep it far from plain, this design elevates the classic nude color square nail. With a soft gel base, the nails exhibit an exquisite transition from a nude base to transparent tips.
The gel nail extensions are softer than acrylic nails are not as durable. The gel nail extensions, as the name suggests, are composed of a gel material which is also called the gel overlays. The gel that is used over the nails is covered on top of your original nail which gives a very glossy look. As compared to the acrylic nail extension, the Gel nail extensions are set up under the UV light which helps them to firm up.
This design is a testament to the beauty of restraint, suitable for those who prefer their nail extensions to be simple, classy, and understated, yet with a modern edge. Davis says gel extensions are only detrimental to nail health if not properly removed. "Aprés are soft gel, so they completely soak off like a regular gel manicure," she explains, noting that intense buffing isn't required. This design is a bit shimmery as this one is made upon a glitter based surface.
It clubs purple and light green and uses a few polka dots here and there for an enhanced funky effect. Pastel shades are very in at the moment and this simplistic 3D nail art is something anyone can do. If you like to keep it low-key fancy, then this one is perfect for you.
Why do we use nail extensions?
It is a great nail extension design and perfect for such events. Acrylic nails resemble a bit model of the real nail while gel nail extensions look extra realistic. Some people might get allergic to the chemicals used in gel nail extensions or acrylic nail tensions, thus Fiberglass Nail Extensions then form a great substitute for them.
They also curled beautifully just like natural hair.” Additionally, she likes how the clip-ins are “quadruple-wefted, offering a lot of volume with fewer wefts” without bulkiness. While the brand offers other extensions, Ryan added length and volume to Jessica Alba’s mermaid wave Oscars look with the clip-ins too. The silver rhinestones complement the light-pink beautifully. If you prefer lighter shades for your nails with an added touch of bling, then knock yourself out. These nail extensions are a little fancy as they are a bit longer than the normal ones and are decorated with decorative items and glitters as well. The nail extensions are colored rose pink and some of them are adorned with gold glitters.
This is an option for showcasing your fun-sporting nature and portraying your ecstatic character. You should apply black and white once in your lifetime to indulge in the thrilling and exciting designs of nail art extensions. While it is desirable to stick to gentle and elegant shades for matching your attire and everyday outfit, sometimes it becomes necessary to try unconventional things. This is not really the common nail extension design that you see all year long on people. Rather it has two featuring nails that are beautifully embossed in a marble pattern that looks unique. Other than that, the nail has that classic white tip along with a neutral color as its base.
A close-up showcases a hand adorned with almond-shaped nail extensions, complementing the casual denim outfit with a touch of sophisticated jewelry. Whether you’re a fan of subtle elegance or bold statement pieces, these designs cater to every taste, blending artistry with the latest in nail fashion. Want to shop hair extensions and book a salon appointment at once? Mayvenn should be your first stop to be matched with a pro stylist who can craft the style of your dreams. Even if you don’t book a service with a stylist partner, you’re sure to discover many 100% virgin human hair picks across a variety of textures and colors.
Dip Powder Nails is a coating for short extensions applied with a brush. Because it’s challenging to create an apex and maintain proper nail structure, it’s better to use it as a natural nail overlay rather than nail extensions. It’s a three-part method that includes powder, resin, and activator.
“You can also experiment with reflective glitters or pastel shades,” she adds. 3D nail art designs may seem tough to do, but with the right nail colors and accessories, they can offer a complete makeover to your nails. You can always play around with different textures, shapes, and use various adornments to create appealing designs. They may seem a little tough to do initially, but you can ace the art of these nail art designs with practice.
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I was all ready back at work so I called the restaurant. So we will see if things has changed and I receive better service. Please note that to know the specific location holiday hours of Texas Roadhouse. See the Hours of Operation, Opening and Closing time Below.
Texas Roadhouse Near Me – Hours and Locations
Please note that these timings may differ based on locations, So please check the Official Website for exact Timings. Check whether Store is open or close on 24th April 2024 , Wednesday. You can use the Google Map to find the Nearest Texas Roadhouse Near You.
Texas Roadhouse To Raise Menu Prices at New York State Locations - wpdh.com
Texas Roadhouse To Raise Menu Prices at New York State Locations.
My order was not ready when they said it would be. They did not say you had to go to the window and pick it up. I waited about 15 min in my car then asked inside where my order was. Was directed to a window outside. Then I got my order and my mistake I did not check it. I did not realize that my order of a dozen rolls was not there.
App sent order to different state—still waiting for refund
They told me to expect a call from the one person who knew how to do this the next day. I waited and called again during the hours they said the person would be there with no luck. I have called repeatedly and have been told I would get a call back, but I still haven’t heard from them or received a refund. I would appreciate someone contacting me about this issue. I got the app when Covid first started, that experience did not go so well . They told us to park in the designated parking spot and call the number which I did.
After using the app successfully numerous times, I had the misfortune of having it send my order to a completely different state. I was charged for the order and did not realize what happened until waiting to pick up my order at our local Texas Roadhouse. The restaurant actually helped figure out the issue. I had to place a new order and pay again as the refund needed to come from the restaurant that received the order and payment. I called the other restaurant to cancel the order, but no one there knew how to refund my money.
New 7,926-square-foot Texas Roadhouse to open off U.S. 287 just north of Fort Worth - Fort Worth Star-Telegram
New 7,926-square-foot Texas Roadhouse to open off U.S. 287 just north of Fort Worth.
Without additional guidance, the ADCA standard may be difficult to interpret or implement for covered entities that target a general audience and traditionally do not host content directed to minors. This uncertainty would likely be exacerbated by ADCA’s applicability to teens; some organizations could struggle to distinguish between services likely to be accessed by 17-year-olds and services likely to be accessed only by those 18 and older. The “likely to be accessed by children” standard is much broader than COPPA, which applies to operators of websites or online services that (1) are either directed to children or (2) have actual knowledge are collecting personal information from children online. The Act also defines “child” more broadly; COPPA defines “child” as an individual under the age of 13, while the Act defines “child” as a consumer who is under the age of 18. Additionally, the Act imposes a number of requirements on covered businesses that are not included under COPPA. The California AADC is notable for extending far beyond the scope of the primary federal children’s online privacy law, the Children’s Online Privacy Protection Act (COPPA), in several key ways.
The Need to Protect Children from Harm Online – Especially on Social Media
In proposing the ADCA, California expands the growing conversation on children’s online protection. Domestically and internationally, legislatures, policymakers, and advocates are attempting to balance the need for youth data protection and mitigating the negative effects of online content with the need for young minds to learn and explore. These efforts may further motivate Congress to push for more comprehensive federal children’s privacy protections and extend heightened protections to teens.
FPF Develops Checklist & Guide to Help Schools Vet AI Tools for Legal Compliance
The CCPA also creates a requirement for covered entities to receive affirmative opt-in authorization to sell the data of 13- to 16-year-old users. The ADCA would require covered entities to use age-appropriate language for privacy disclosures and the increase in age aims to create age-appropriate regulations for all minors. However, aggregating all children under 18 in a single group may cause issues in implementation because the developmental needs and maturity of teenagers are vastly different from those of elementary school age children. The California ADCA could benefit from a similar approach, which could improve the readability of privacy notices for young people while also incentivizing services to collect less identifiable data regarding user age.
How an Organization Can Operationalize the Law
A federal judge has granted a request to block the California Age-Appropriate Design Code Act (CAADCA), a law that requires special data safeguards for underage users online. In a ruling issued today, Judge Beth Freeman granted a preliminary injunction for tech industry group NetChoice, saying the law likely violates the First Amendment. It’s the latest of several state-level internet regulations to be blocked while a lawsuit against them proceeds, including some that are likely bound for the Supreme Court. A systematic survey to assess and mitigate risks arising from the business's data management practices to children who are reasonably likely to access the online service, product, or feature at issue arising from the provision of that online service, product, or feature. Since 1998, the Children’s Online Protection Act (COPPA) has governed how websites directed to children in the United States must approach data privacy for individuals under age 13. COPPA focuses mostly on the collection, use, and disclosure of personal information and the concept of parental notice and control.
EFF to Court: Strike Down Age Estimation in California But Not Consumer Privacy - EFF
EFF to Court: Strike Down Age Estimation in California But Not Consumer Privacy.
Although the documents touched on a variety of topics, internal research examining how Instagram may affect the mental health of teen girls, first reported by the Wall Street Journal, sparked new political will to update safeguards for minors online. Furthermore, the bill would require the PPA to establish and convene the California Children’s Data Protection Taskforce (CDPT) to evaluate best practices for the implementation of these provisions. • Is substantially similar or the same as another online service product or feature that is determined to be routinely accessed by a significant number of children. The CAADCA is meant to expand on existing laws — like the federal COPPA framework — that govern how sites can collect data from children. But Judge Freeman objected to several of its provisions, saying they would unlawfully target legal speech.
District Court for the Northern District of California granted NetChoice’s request for preliminary injunction in NetChoice v. Bonta, finding that NetChoice is likely to succeed on its claim that the California Age-Appropriate Design Code (“CA AADC”) violates the First Amendment. Specifically, the Court found that, as a speech restriction, the CA AADC would likely fail both strict scrutiny and a lesser standard of scrutiny. The preliminary injunction blocks the CA AADC from going into effect until the case is resolved. The Data Protection Impact Assessment should be conducted within five business days after receiving a written request by the Attorney General.
Section 230 shields online service providers from liability for hosting and moderating user content. NetChoice contends that its members, who fall within the scope of “interactive computer services,” are protected by Section 230 and can review, moderate or promote third-party content, to decide whether there is violation of its content-moderation policies, and to enforce those policies based on its own discretion. COPPA focuses on operators of online services that are directed to children or have actual knowledge they are collecting information from children. California continues to lead the way in the U.S. with laws designed to protect children’s privacy and safety rights by introducing the California Age-Appropriate Design Code Act (the CA Kids Code). State Assemblywoman Buffy Wicks, D-Calif., a co-sponsor of the bill, said during a press conference touting the bill's passage, that it was inspired by the U.K. Wicks noted Google, TikTok and YouTube were among the companies that made changes responding to the U.K.
1 Child or Children
The first title to verify you meet stringent requirements for knowledge, skill, proficiency and ethics in privacy law, and one of the ABA’s newest accredited specialties. Introductory training that builds organizations of professionals with working privacy knowledge. Steer a course through the interconnected web of federal and state laws governing U.S. data privacy. • Is routinely accessed by a significant number of children (as determined by competent and reliable evidence regarding audience composition).
1 Data Protection Impact Assessment
District Court for the Northern District of California on September 18, 2023, and Attorney General Bonta filed a notice of appeal on October 18, 2023. California lawmakers have passed the first law in the United States requiring tech companies to install guardrails for child users. The California Age-Appropriate Design Code Act passed on Monday July 29th with a vote of 33 to 0.
"I really do these bills selfishly because I know when (my kids) are 7, 8, 10, 15 and they start engaging more in the digital world, I want to make sure we have set up the right tools to make sure they have the guardrails," Wicks said. "We know they are going to be digital natives and we welcome that. It's a modern era where California is home to the tech innovation space and we welcome all it brings. But I also want to make sure our children are safe and right now they are not safe. Our fundamental job is to keep our community safe above anything else." While U.S. Congress is working to devise appropriate regulations for children's online privacy and content moderation, finalization is not on the immediate horizon. The inaction led the California Legislature to take matters into its own hands with final passage of Assembly Bill 2273, the California Age-Appropriate Design Code Act. Attorney General Bonta's brief argues that the Ninth Circuit should overturn the district court’s ruling, which would block enforcement of the California Age-Appropriate Design Code Act, because the Act does not regulate speech or infringe on businesses’ rights.
Vance suggested that AB 2273 and the federal proposals share the same goal of pulling the curtain back on companies that "purposely stick their heads in the sand" regarding children on their websites. While common intents and purposes are positive, the potential for a growing number of states acting before U.S. Monument Advocacy Principal Jeff Gary argued AB 2273 may leave privacy unaddressed to a degree without an appropriate verification mechanism, which doesn't exist under the bill as currently constituted, setting up "compliance landmines where data collection is both required and prohibited."
The legislation will compel online platforms to proactively assess the privacy and protection of children in the design of any digital product or service that they offer. Under the CAADCA, online services are also required to complete a Data Protection Impact Assessment (DPIA) before offering any new online services, products or features to the public. NetChoice states that the requirement of the DPIA amounts to a prior restraint because it is imposed on businesses before publishing online.
Like the UK code, it is designed to ensure technology companies proactively take a design-by-default approach to protect children’s privacy and safety when creating or updating online services, products, or features that children will likely access. When a child accesses digital services, the ADCA will mandate covered businesses to set "all default privacy settings offered by the online service, product, or feature to the settings that offer a high level of privacy protection offered by the business." California’s new Act legislates that businesses should “prioritize the privacy, safety, and wellbeing of children over commercial interests” when designing, developing, and providing online services, products, or features “likely to be accessed by children” under 18. I appreciate that AB 2273 takes CPRA’s online safeguards for children even further, by requiring additional obligations from businesses to protect kids online. I also think having a focused task force dedicated to children’s data protection that is established under the umbrella of the PPA is an excellent idea. Furthermore, the ability to adopt regulations in this area will allow the PPA to stay current with rapid changes in technology.
Recognizing the advanced knowledge and issue-spotting skills a privacy pro must attain in today’s complex world of data privacy. Add to your tech knowledge with deep training in privacy-enhancing technologies and how to deploy them. Learn the intricacies of Canada’s distinctive federal/provincial/territorial data privacy governance systems. Learn how to surround AI with policies and procedures that make the most of its potential by reducing its risks. The Children’s Data Protection Working Group will be established as part of the California Age-Appropriate Design Code Act to deliver a report to the Legislature, by January 2024, on the best practices for implementation.
The CA AADC requires companies to use Data Protection Impact Assessments (DPIAs) to evaluate their compliance with its principles. On September 15, 2022 California Governor Gavin Newsom signed into law the California Age-Appropriate Design Code Act (CAADCA) AB 2273, which takes effect July 1, 2024 and intends to protect the wellbeing, data, and privacy of children using online platforms. The Act does not have a lookback period, though businesses must complete an impact assessment of its services before the law takes effect. While many companies may unexpectedly be swept into the scope of the CAADCA, social media companies and gaming companies, along with companies that are already subject to COPPA, are the largest organizations likely to be impacted. On May 26, 2022, AB-2273, the California Age-Appropriate Design Code Act (ADCA) unanimously passed the California Assembly and moved to the Senate for consideration. California Assembly Members Buffy Wicks (D-Oakland) and Jordan Cunningham (R-Templeton) proposed AB-2273, earlier this year.
Companies should put children's privacy, safety, and well-being ahead of their own interests if there is a conflict between them and what is in their best interests. The California Privacy Protection Agency, formed under the California Consumer Privacy Act (CCPA), will gain extended law enforcement powers to ensure compliance with the California Age-Appropriate Design Code Act. For example, AI-driven activity recommendations can expose children to harmful content and advertising, nudge them into risky behaviors and potentially put them at risk of being contacted and/or located by predators. It should be noted that Wicks (who is a Democrat) introduced a similar bill last year, but it failed to pass. A new event in Brussels for business leaders, tech and privacy pros who work with AI to learn about practical AI governance, accountability, the EU AI Act and more. • Has children constituting a significant amount of its audience (as determined by internal company research).
More than anything, we feel fortunate to have amazing clients–people who believe in our work and the company as a whole–as well as an amazing team behind us. It makes the struggle feel worthwhile. So, before we jump into specific questions about the business, why don’t you give us some details about you and your story.We launched 57st. The goal was to make heirloom-quality contemporary furniture at a price that reflected the true cost of quality materials and craftsmanship, and to do it all from the South Side. We design and produce all of our furniture in-house, and ship it around the country (and now Canada!) through our e-commerce site.
Talman Coffee Table
We’ve been growing quickly over the last year, in part due to our unique ability to offer customization down to the inch on all of our work. 57th Street Bookcase & Cabinet is proud to introduce our new sister-brand, 57st. 57st design is a studio and brand specializing in contemporary-modern furniture and product design. Design both designs and manufactures their work, as well as the work of other designers, in our shared Chicago workshop. Design (629 W. Cermak Rd., 57stdesign.com) has just opened its first showroom, which is located within the workshop of its parent company, 57th Street Bookcase (57thstreetbookcase.com).
Furniture & Accessories near Chicago
Each piece is designed and manufactured in Pilsen using ethically sourced American hardwoods. Among Devenport’s favorite products is the Linnea shelving system. “It’s a very clever design,” he says of the unit, which assembles via interlocking joinery (no screws required). “It’s at the intersection of traditional craftsmanship and modern manufacturing technology.” The unit has also been picked up by open-source furniture platform Opendesk (opendesk.cc). Believes in functional, straightforward design in whatever work of furniture they construct. Privilege has afforded me an extraordinary opportunity, and I make sure to work especially hard so as to not waste it or seem unworthy of it.
Huron Coffee Table
Take a look at the collection. The contemporary Kedzie Dining Table is ready to welcome everything from a spirited dinner party to a quiet night in. Comprised of two individual, angled, and rounded pieces, the pedestal base forms an architectural, visually fluid structure finished with a simple slab top. The combination creates a work that is as integral to a living and dining arrangement as it is intriguing.
WNY's 57th Street parking deck moves to construction phase - The Hudson Reporter
WNY's 57th Street parking deck moves to construction phase.
Unison (1911 W. Division St., unisonhome.com) is holding a table styling event this Saturday from noon to 4 p.m. Stop by the open house, where stylist Janelle Gonyea (janellegonyea.com) will be sharing her tips for creating a visual feast. The store will also offer a 25 percent discount all day long. Room & Board (55 E. Ohio St., roomandboard.com) is now carrying signed, limited-edition prints by Ayomi Yoshida (ayomi-yoshida.com).
VoyageChicago is part of the LA-based Voyage Group of Magazines. Our mission is to promote mom and pops, artists, creatives, makers and small businesses by providing a platform for these hidden gems to tell their stories in their own words.
William Sofield's Model Unit at 111 West 57th Street Gives Depth to Glass and Steel - Architectural Digest
William Sofield's Model Unit at 111 West 57th Street Gives Depth to Glass and Steel.
We also offer customization down to the inch on most of our designs, a service that has helped drive our early growth. We’re beginning to explore collaborations with other designers, both domestic and international, which is something about which we’re especially excited. We’re always bombarded by how great it is to pursue your passion, etc – but we’ve spoken with enough people to know that it’s not always easy.
t. design - Chicago, IL
I don’t think I could have built this company had I not come from a position of privilege, and I think that privilege was a function of luck. Insofar as that’s the case, in terms of my life and our company, I think luck is probably as important a feature as any. Use this banner to inform customers about discounts that are available for your products.
A contemporary furniture label, 57St. Design was founded earlier this year by Sam Devenport and Pia Narula and incubated at the Polsky Exchange, a startup program at the University of Chicago. Has luck played a meaningful role in your life and business?
So let’s switch gears a bit and go into the 57st. Tell us more about the business.We design, manufacture, and retail (e-commerce) contemporary-modern furniture. We have a workshop on the near South Side with nearly twenty employees where we produce all of our work. Our furniture is mostly solid, American hardwood and hand-finished.
I’m less interested in luck and more interested in privilege, which I see as a function of luck. I’m fortunate to come from a position of socioeconomic privilege. It’s that privilege that has allowed me to assume the risk required to be an entrepreneur. I don’t think we talk enough about how entrepreneurism (trying to start a company, for instance) is most accessible to people with means.
Stay up to date on the latest product releases, special offers & news by signing up for our newsletter. Is a customized piece more expensive? That said, our custom work is less expensive than you can find elsewhere, and often less expensive than the standard options available from other designer furniture brands. Can I customize any one of your pieces? Our designers will guide you through customizing our pieces, and will provide advice on how best to maintain structural integrity while achieving your goals.
Overall, would you say things have been easy for you? No part of a company’s early days is smooth! On the other hand, that’s probably consequence, in part, of our brand’s early success– something for which we’re enormously grateful. But it’s a daily struggle. Morning to night (and sometimes morning to morning), we’re constantly at work trying to build a better business. Certain weeks, it feels like we’re just moving from one crisis to the next.
Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. If you do make a smaller down payment, keep in mind you'll start out with less equity in your home. How to save for a house might seem impossible unless you know the right steps to follow.
Average Down Payment On A House In 2024
Buying a home is an exciting prospect, yet it is easy for first-time homebuyers in the Golden State to feel overwhelmed after learning how much money down payments require. Unless you can wrap your closing costs into your loan, you must pay these upfront. Our research is designed to provide you with a comprehensive understanding of personal finance services and products that best suit your needs. To help you in the decision-making process, our expert contributors compare common preferences and potential pain points, such as affordability, accessibility, and credibility.
Home Price: $434,783
These government-insured loans allow lenders to approve financing with more lenient terms. Savings—Most home-buyers save up for their down payments by setting aside savings until they reach their desired target, whether it's 20% or 3.5%. Having the savings in an interest-bearing account such as a savings account or in Certificates of Deposit (CDs) can provide the opportunity to earn some interest. Although placing down payment savings in higher risk investments such as stocks or bonds can be more profitable, it is also riskier. For more information about or to do calculations involving savings, please visit the Savings Calculator. For more information about or to do calculations involving CDs, please visit the CD Calculator.
Mortgage options and terminology
The property you’re buying must comply with standards set by the U.S. Department of Housing and Urban Development for single-family and condo homes and be within FHA loan limits. Jumbo loans are the most common non-conforming conventional loan available to homebuyers. Lenders have varying qualifying guidelines for jumbo loans, which exceed a conforming loan limit set by the federal government. The size of your down payment depends on your savings, income, and budget for a new home. The amount you designate as a down payment helps a lender determine the loan amount for which you qualify and the type of mortgage that meets your needs.
Plus, the beneficiary must pay income tax on the money taken out and consider that the added income can place them in a higher tax bracket. As home prices rise, there is a growing trend of first time home buyers getting help from parents or other family members in the form of a gift. Many lenders allow gifting so long as a buyer’s financial situation justifies the loan during underwriting. A few loan programs allow you to buy a house with no down payment, including VA and USDA loans. You may also ask your lender if gifted funds from family members or friends are allowed. Consider talking to a loan officer about the types of mortgage loans available to you based on your current credit score, income and other factors to determine the size of down payment you’ll need.
Buyers ages 24 to 32 make up 19% of those that are most likely to use a mortgage gift for purchase, and 12% are ages 33 to 42. The size of your down payment is a percentage of the home price, rather than a dollar figure. So the price of the home dictates how much the down payment should be. Open a dedicated savings account for your down payment, cut your spending, pay off high interest debt, and perhaps get a second job to supplement your savings plan.
Next steps to get a mortgage
The average down payment varies a great deal depending on the age of the buyer, as well. U.S. military service personnel, veterans, and their families can qualify for zero-down loans backed by the U.S. Other benefits include a cap on closing costs (which may be paid by the seller), no broker fees, and no MIP. VA loans require a “funding fee,” a percentage of the loan amount that helps offset the cost to taxpayers. The funding fee varies depending on your military service category and loan amount.
If you’re early in your savings journey, it might be worth it to spend time socking some money away before you start your house hunt. In some cases, you don’t have to pay for your whole down payment by yourself. These funds are offered through state or local governments, as well as nonprofit organizations. Here is the full list of the average down payment (as a percentage) and the median down payment (as a dollar amount), according to Realtor.com.
Current Mortgage Rates: Week of April 22 to 26, 2024 - Money
Current Mortgage Rates: Week of April 22 to 26, 2024.
Family members, such as a parent, sibling or in-laws, can contribute financial gifts to cover all or part of the down payment. The mortgage gift rules vary by lender and program and you may need to use a certain amount of personal funds. In general, you may qualify for a better interest rate with a higher down payment, which reduces the overall cost of your mortgage over time. Even a .25% reduction in your interest rate could save you thousands of dollars over the life of your loan. PMI will compensate the lender if the borrower defaults on the loan. In most cases, borrowers pay for PMI as a monthly premium that is added to their mortgage payment.
In general, the younger a buyer is, the more likely they are to make a smaller down payment. A second home is a residence you occupy in addition to your primary residence. If you put down less than 20%, you can ask your lender to remove PMI once you’ve reached 20% equity in your home. Another option is reducing your monthly expenses and saving the difference. Here is a breakdown by age group, with older home buyers having more capital to put down.
This down payment calculator provides customized information based on the information you provide. But, it also makes some assumptions about mortgage insurance and other costs, which can be significant. It will help you determine what size down payment makes more sense for you given the loan terms.
Sometimes it’s a low-interest loan or a no-interest loan that you’ll have to pay back. Down payment assistance also can be a forgivable loan that you won’t have to repay as long as you live in the home for a certain amount of time. Other than what you can afford, the biggest factor affecting your down payment is the type of mortgage you want to qualify for. The second is based on the minimum percentage you need to put down. According to NAR, approximately 7% of buyers received gift funds for home purchases in 2022.
A down payment is the amount of cash a buyer pays for a home up front, with the remainder covered by their mortgage. If you're saving for a house, you've probably been told you need to have enough for a 20% down payment. Homeowners in some developments and townhome or condominium communities pay monthly Homeowner's Association (HOA) fees to collectively pay for amenities, maintenance and some insurance. We believe everyone should be able to make financial decisions with confidence. Once you’ve saved your down payment and decided which mortgage loan best suits your needs, you’re ready for action. Start your mortgage application with a Home Loan Expert at Rocket Mortgage.
The U.S. Department of Agriculture guarantees loans to help make homeownership possible for low-income buyers in rural areas nationwide. These loans require no money down for qualified borrowers for properties that meet USDA’s eligibility rules. FHA loans require as little as 3.5 percent, and VA loans and USDA loans have no down payment requirement at all. A bigger down payment can make it easier to get approved for a mortgage and allow you to buy more house for the same monthly payment, or even less. These funds are deposited into an escrow account managed by a real estate attorney or settlement officer.
Mortgage Tools
The United States Department of Agriculture backs USDA loans that benefit low-income borrowers purchasing in eligible, rural areas. While an upfront funding fee is required on these loans, your down payment can be as little as zero down without paying PMI. Mortgage interest is the cost you pay your lender each year to borrow their money, expressed as a percentage rate. Here’s what those median down payment percentages look like for a house that costs $250,000, about the median price for a home in Pittsburgh (according to Realtor.com). Explore different home-buying costs, like the down payment and closing costs, to determine how much money you need to buy a house.
Next steps to get a mortgage
These autofill elements make the home loan calculator easy to use and can be updated at any point. Housing prices — and down payments — vary widely depending on where you live. Let’s take a look at the data by state, according to Q data compiled by the research team at Realtor.com. A bigger down payment also translates to more equity in the home to start — a tappable asset, as well as a potential safeguard against any declines in home values.
How Much Money Do You Need To Buy A House? A Cost Breakdown
There are many home buyer assistance programs available through state and local governments. Participating charities also offer financial aid to eligible home buyers. The average down payment for a house differs widely by state due to different home prices. Additionally, the age of home buyers also plays a factor, as older buyers tend to have more money.
Chase Bank
You could also consider a rent-to-own arrangement, where you rent a home with the option to buy it later. During the rental period, a portion of your payments will cover the rent while the rest will be put toward a down payment on the house. This can help you avoid having to come up with a large lump sum to put down—though keep in mind that it’s best to get preapproved for a mortgage beforehand to make sure the home is in your budget.
Business credit cards
There are also some private lenders that offer no-money-down mortgages, such as Navy Federal Credit Union and North American Savings Bank. In some cases, you might be able to purchase a home with no down payment. Because these loans are guaranteed by the government, there’s less risk to the lender even without the borrower putting money down. You might want to put down more than that because you have to pay interest to borrow money. At the same time, you don’t want your down payment to be so large that it leaves you with too little savings. Most homebuyers also want enough cash after closing to do things like buy new furniture or paint the walls.
Once the deal is finalized, this third party distributes the funds to the seller, who ultimately receives the down payment. Unless you are lucky enough to be able to make an all-cash offer, California buyers will need to save up a sizable portion of funds for a down payment when using mortgage financing. When saving for a house, you may not think about factoring in home maintenance.
NAR reports that 78% of all home buyers financed their home acquisition, with buyers between ages 24 to 32 being the most likely to get a mortgage. Approximately 94% of this age group obtained financing while having a median down payment of 8%. Home buyers are posting smaller down payments in most housing markets since home prices peaked in the fourth quarter of 2022 and are decreasing through 2023 year-to-date. Here, we look at the average down payment for a house across the U.S. and how to afford a home loan.
Down payment on a house: How much should a house down payment be? Fidelity - Fidelity Investments
Down payment on a house: How much should a house down payment be? Fidelity.
What is the typical mortgage down payment for first-time homebuyers versus repeat homebuyers?
The package largely mirrors the foreign aid proposal passed by the Senate in February, although it designates $10bn of the Ukraine funding as a repayable loan to appease some Republican members. First to be voted on was a bill including legislation on border security, which failed, as expected. The GOP’s presumptive presidential nominee, Donald Trump, is seeking to make the border an election issue. The Senate is set to begin considering the House-passed bill on Tuesday, with some preliminary votes that afternoon. Final passage was expected sometime next week, which would clear the way for Biden to sign it into law. PMI costs are determined using a generic pricing sheet by Enact Mortgage Insurance.
Even as the economy recovered, many lenders still mandated 20% down in the 1950s and 1960s. While making a 20% down payment on a home is considered the gold standard, rising home prices have made this benchmark feel out of reach for many homebuyers. A fixed rate is when your interest rate remains the same for your entire loan term. An adjustable rate stays the same for a predetermined length of time and then resets to a new interest rate on scheduled intervals. A 5-year ARM, for instance, offers a fixed interest rate for 5 years and then adjusts each year for the remaining length of the loan.
However, several of the most affordable state-level and local markets have seen an increase in median down payments as a percentage of the sales price. Conversely, some of the priciest markets see declining down payment amounts as the crunch in home affordability continues. Many home buyers are curious about how much money they should have for a down payment on a house.
How 9 homeowners bought their house, from loans to what to look for - The Washington Post
How 9 homeowners bought their house, from loans to what to look for.
You won’t get a zero-down conventional loan, but you can get a zero-down government-backed loan. Homes that only need a few minor repairs can be a bargain for new buyers. If you anticipate making significant repairs, the larger your down payment, the less money you’ll have to spend on repairs and maintenance.
Making a larger down payment means the borrower has a larger equity stake in the property and the lender finances a smaller mortgage against the property value. Therefore, borrowers who are able to provide larger than required down payments will have a better chance of getting their mortgage application approved. Down payment size is also important to lenders; generally, lenders prefer larger down payments. This is because big down payments lower risk by protecting them against the various factors that might reduce the value of the purchased home. In addition, borrowers risk losing their down payment if they can't make payments on a home and end up in foreclosure.
From gaming lessons to the latest slot machines to prize tournaments, our Casinos offer fun and excitement. If you enjoy blackjack, or “21,” and Texas Hold 'Em, our tables play by Vegas rules and if you relish the challenge of roulette, we offer the American version. It’s no surprise The Shops are awarded “Best Onboard Shopping” from Porthole magazine year after year.
Sip cocktails and watch top entertainment
Pilot Strike Causes Princess Ship to Cancel Port at Last Minute - Cruise Hive
Pilot Strike Causes Princess Ship to Cancel Port at Last Minute.
Our Sports Court is not only set up for basketball but also for volleyball. Pick up a game, compete against fellow guests for bragging rights, or start your own dream team. Get more out of your travels with shore excursions recommended by two of the most trusted names in world travel—Discovery™ and Animal Planet™.
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Surrounding you with deluxe accommodations, a spacious Suite with balcony includes all the amenities of a Club Class Mini-Suite, plus incredible premiums. Enjoy more living space, a sofa bed and separate seating areas, and wonderfully enhanced amenities that range from priority embarkation and disembarkation to a complimentary mini-bar setup in suite and so much more. Choose this enhanced version of a Balcony stateroom with more space and a comfortable sofa bed.
Princess Cruises announces Caribbean deployment, introducing both SPHERE-class/newest ships Sun and...
Find Sky Princess Cruises to the Eastern Caribbean (with Prices) - Cruise Critic
Find Sky Princess Cruises to the Eastern Caribbean (with Prices).
We chose 1,000 destination photos from over 13,000 entries to decorate the corridors of our newest ship, Sky Princess. With your overall wellness in mind, we’ve collaborated with a board-certified sleep expert to create the ultimate in blissful comfort. Discover Old World charm as you stroll through our breathtaking Piazza—a hub of activity, inspired by the vibrant squares of Europe.
The Sky Princess Deck Plan Includes Ample Pool Decks and Over a Dozen Dining Options
Their minds stay busy, too, with California Science Center programs like rocket building, or they can explore outer space with Stargazing and learning how to build a model roller coaster. Exciting events like talent shows, theme nights, and treasure hunts encourage new friendships and family togetherness. So many different styles and techniques to showcase the bounty of the sea! Here you can sample everything from the catch of the day to a raw seafood bar. A celebration of all things ocean, from the menu to the setting, from Chef Rudi Sodamin, head of culinary arts. An extraordinary treat for both gastronomes and gourmet novices, the Chef’s Table Lumiere is a perfect culinary journey for any special occasion.
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In addition, these staterooms include a roll-in shower equipped with grab bars and a fold-down bench seat, an easy access closet and accessible writing desk. Our most affordable option, featuring two twin beds or a queen-size bed. Other amenities include a refrigerator, hair dryer, TV, closet and bathroom with shower. Cruise Critic is not a booking agent and does not charge any service fees to users of our site. When you book with one of our partners, please be sure to check their site for a full disclosure of all applicable fees as required by the U.S. First, I should say that Sky Princess has stunningly fast internet — at least for a cruise ship.
TPG app
The changes to the main pool area, in particular, also have improved the flow of people across the deck. Sky Princess wasn't running anywhere near full during the pre-inaugural "shakedown cruise" I boarded, so I couldn't really get a sense of whether the extra passenger count will be noticeable. At double occupancy of two passengers per cabin, we're talking about an additional 108 passengers across a vessel designed for 3,660 people. Sky Princess itinerary program starts with an inaugural Mediterranean cruise season in Europe. Inspired by the great outdoors, this cozy center keeps kids busy with games, dancing and kid-sized Olympic competitions.
With an overwhelming world of choices, we understand you may need some personal assistance to plan your perfect vacation. From finding the right destination to choosing the best departure date, we're here to help. Plus, our experienced travel consultants have access to exclusive vacation deals to make sure you get the best value for your time and money.
Indulge in champagne and hors d’oeuvres, followed by an extravagant multi-course dinner created and hosted by the ship’s executive chef. Perfect for celebrating an anniversary or milestone, or just making your cruise vacation even more amazing. Embark on a culinary journey aboard Sky Princess that showcases dishes inspired by the over 380 destinations Princess visits, made from scratch using only the freshest ingredients. Michelin-star chefs, a master mixologist and a master sommelier enhance the Princess commitment to delivering exceptional dining experiences for every palate. For Dr Robert Hitt, Jr, director of the Chesapeake Planetarium, this was the 17th total solar eclipse he had witnessed, with 13 of those being from cruise ships including Cunard and Holland America Line.
Follows the complete list of Sky Princess restaurants and food bars. Sky Princess also features MedallionClass® technology, a one-of-a-kind service that unlocks an enhanced level of personalzation, simplicity and connectivity through wearable technology known as OceanMedallion®. Overall, Sky Princess does a great job of bridging the gap between the line's more traditional offerings and a much-needed infusion of modern style and entertainment. From the moment you step aboard, we want you to feel welcomed and right at home. And with attentive service from a friendly staff that knows what hospitality means, you’ll find your Princess® ship truly is your home away from home.
Our only area of disappointment on Sky Princess was the service, which wasn't as good as we've come to expect from Princess. We encountered small snafus throughout the cruise and many crew members were not quite as friendly as we expected. The exception were the bartenders who were using the OceanMedallion onboard technology system to surprise cruisers by calling them by name, even when they'd never met before. The Lotus Spa Fitness Center also features state-of-the-art equipment so you can tone on your own. Named "Best Spa on a Cruise Ship" by Spafinder Wellness 365™, the Lotus Spa® offers a variety of relaxing treatments, such as facials, aroma stone therapy massages, detoxifying ocean wraps and an aromatherapy thermal suite. Or get ready for a night on the town at the salon which features women’s styling color, men’s haircuts and shaves, manicure and pedicure choices and teeth whitening.
Premium accommodations and luxurious appointments are the signature of our Window Suite, along with special Suite-only benefits. This Suite features a large picture window instead of a balcony and includes a separate sitting area with a sofa bed, walk-in closet and bathroom with bathtub, separate shower and deluxe amenities. Make reservations for the main dining room or specialty restaurants at your preferred time each day. Fit in a formal dinner before a show, or order food and drinks to your poolside perch with OceanNow®. Choose a luxurious Mini-Suite with balcony which is substantially larger than a Balcony stateroom and receive a complimentary welcome glass of bubbly. Mini-Suites include a separate sitting area with sofa bed and two flat-panel televisions.
Kids, ages 3 to 7, can dance, enjoy pajama movie nights, create art projects like Animal Planet™ puppets and masks or compete in a Lego® boat-building contest. Relive the roots of jazz each evening with our live musicians performing brilliant classics and telling tales of true jazz legends throughout the ages. Debuting first on board Sky Princess®, Enchanted Princess® and Discovery Princess®, Take Five comes to life showcasing vintage footage, iconic imagery and intimate conversations that transport you to the heart of the jazz era. Sip cocktail favorites from Master Mixologist, Rob Floyd as well as specialty gin cocktails crafted exclusively for Take Five. In response, the excited crowd on the lido deck started howling like wolves and as the light fell further when the sun finally disappeared, there were cheers and shouts of exuberance. Other activities included trivia contests and various games that included sun versus moon challenges, eclipse golf, a lunar landing challenge and a moon toss – plus themed prizes.
Continuing into Old San Juan, the tour passes the Capitol City Building and San Cristobal Fort. The outing ends at iconic El Morro Castle, the majestic 16th-century fortification. Other tour highlights include San Jose Church, the Western Hemisphere's second-oldest church, and Paseo de la Princesa, which offers sweeping views and a grand fountain overlooking the sea. Most ships call at the port for up to eight hours, giving cruisers time to explore several Puerto Rico highlights.
Long Beach, CA
El Yunque National Forest has 29,000 lush acres of rainforest, including 25 miles of trails, waterfalls, natural water slides, and wildlife like the Puerto Rican parrot. Don’t miss the stunning mountain views from Yokahu Observation Tower (elevation 1575 feet). If you have the time and the desire to explore farther away from the port, a car rental is an excellent option. Because Puerto Rico is a territory of the United States, if you are an American citizen, you don’t need a passport to travel to the island.
Global Ports Holding Unveils Details of San Juan Project - Cruise Industry News
Global Ports Holding Unveils Details of San Juan Project.
Stroll Along the Paseo de la Princesa promenade or Walk The Paseo del Morro
Through the formation of a “Steering Committee” and relevant stakeholder working groups, the San Juan Cruise Port team will work with stakeholders to integrate the cruise port into the wider metropolitan San Juan area. This level of partnership will certainly benefit community members in many ways but will also ensure that visitors are exposed to an authentic taste of the uniqueness that Puerto Rico has to offer. The San Juan Cruise Port project incorporates an important capital investment program to repair the existing damage.
LED Night Kayak – Condado Lagoon Guided Excursion
It is an ideal ground for capturing outstandingly beautiful photos, such as the beautiful beach calendar photos you have always dreamt of. Museo de Arte de Puerto Rico (MAPR) is another museum containing a perfect blend of new and old art that clearly outlines the story of the Caribbean Island and its people. It has a beautifully designed floor for children that extends to a walking trail and a garden. This museum is known for its friendly and knowledgeable staff who are always willing to help people around while answering their questions. If you are a history enthusiast, then you will have a lot to learn about the early Spanish colonial days as well as the struggles of formation and control of the Puerto Rico Island.
MSC Cruises unveils grand plans for World America ship's naming ceremony in Miami
Without a doubt, San Juan, Puerto Rico is your gateway to most incredible shores in the Southern Caribbean. Whether you’re exploring the Dutch ABC islands Aruba, Bonaire and Curaçao, or some of the Lesser Antilles like Antigua, Barbados and St Lucia, adventure is always a shore thing on a Caribbean cruise from San Juan, Puerto Rico. There are no port parking facilities at either pier, but there is public parking in the area surrounding the port.
The San Juan cruise port offers the opportunity to view some of the oldest buildings on U.S. soil, learn about the history of this former Spanish colony, relax on white sand beaches, and have an adventure in a rainforest. Adventure and sightseeing collide in a Jet Ski Tour of San Juan Bay. The Old San Juan Piers are at Marina Street, conveniently located at the center of the district.
hotels
The Caribbean is and will remain the most stable and desirable base for cruise operators worldwide. This partnership between GPH and the PRPA will secure and boost Puerto Rico’s leading position in this market. The company’s investment in Puerto Rico now will mean positive returns for generations of Puerto Ricans. Local economists estimate that the San Juan Cruise Port project will contribute approximately $14 billion of additional economic impact for Puerto Rico over the term of the concession. The people of Puerto Rico, through the Puerto Rico Ports Authority (PRPA), own and will continue to own the San Juan Bary Cruise Port throughout the term of the concession agreement and beyond. During the term of the concession, the port will be managed by GPH under San Juan Cruise Port.
Wear comfortable hiking shoes and carry a flashlight to help you navigate the cave conveniently. The thrilling scenes in the cave will put your adrenaline levels to test and give you an unforgettable experience. Most of the stores deal with local and international art and craft ranging from hand-embroidered linens, wooden religious figures, ceramics, jewelry (gold, copper and diamond) and woven baskets, among other items. The prices here are affordable and you will get something despite your budget.
Taxi and Shuttle Service
For passengers, one of the best features of the San Juan cruise port is the simple fact that it is located close to San Juan. As we will discover, this city offers plenty of culture and excitement that can complement any cruise vacation. From the moment you arrive, you’ll find that San Juan, Puerto Rico is bursting at the seams with unforgettable cultural discoveries.
Behind the scenes, however, you’ll find one of the most robust economies in the Caribbean, which is largely influenced by the industries of service and manufacturing. Agriculture also plays a role in Puerto Rico’s economy, though not as much as it once did. San Juan is home to soft sand beaches in shades of white and gold, lined by the turquoise hue of the Caribbean Sea.
Cruises that call in San Juan for a day conveniently pull into port right in the heart of Old San Juan. The Old San Juan Cruise Pier has a trolley stop, taxi ranks, and many places to shop and dine just steps away. If you’re embarking on one of the cruises from San Juan to the Caribbean, you’ll depart from the Pan American Pier, located in the Isla Grande neighborhood across the Cano de San Antonio bay from Old San Juan. The cruise terminal has a parking lot, taxi rank, and an air-conditioned lounge inside.
The Pan American Pier is where most cruise ships embarking and disembarking passengers will dock. The most convenient hotel to stay at near the cruise terminals is the Sheraton Old San Juan Hotel & Casino, just across the street from the piers. San Juan is one of the Caribbean’s hottest and most beloved cruise stops, welcoming visitors to explore one of the best-preserved Spanish Colonial historic cities. We are celebrating five centuries of history in our beautiful Old San Juan, we invite you to celebrate with us.
This feast is characterized by large gatherings, food, loud music, singing of aguinaldos Navideños and the Misa de Gallo, which takes place at midnight. This excursion will lead you to Playa Buyé, a local beach surrounded by palm trees and plenty of coral reefs. Professionally trained and experienced surfers are available to guide you in your lessons. Puerto Rico is endowed with a lot of resources and natural sites, and as such you may want to go on a trip on your own.
All PRPA employees working at the PRPA Maritime Bureau who were interested in working with GPH were given priority for employment under competitive terms. GPH has the investment capital and global expertise to partner with Puerto Rican authorities, cruise lines, and industry stakeholders to give the port of San Juan the opportunity to capitalize on this anticipated growth. Work hand-in-hand with the Puerto Rican community, cruise lines, and all stakeholders to improve all aspects of service delivery and engagement to the benefit of all concerned. Pirate Treasure Hunt (Royal Caribbean) is a family tour (pirate-themed and guided) on the trail around Old San Juan (leading to Castillo San Felipe del Morro (fortress).
Do not worry about where to grab a bite or drink; there are plenty of food joints and snack places within this beautiful beach. The artifacts here have a striking appearance and give a clear elaboration of cultural and political themes. There are restaurants within the museum courtyard where you can enjoy foods and drinks.
As you embark on your July Alaskan cruise, remember to pack layered clothing, including waterproof gear, to adapt to changing weather conditions. Don’t forget your binoculars and camera to capture the mesmerizing wildlife and awe-inspiring landscapes that will surround you during your journey. If you’re thinking about planning a summer cruise, Alaska may be the perfect destination for you. The Alaskan cruise season lasts from May to October, and the warmest months for travel are typically June, July, and August. Alaskan cruises may seem suited only for people who like extreme weather, but the truth is that the weather in Alaska varies widely based on the region. It has the least rain (less than 7.5 inches in Ketchikan), long days (17 to 18 hours of daylight), and a warm climate.
Second Icon-Class Ship Will Have a Furry Family Member
July is often considered one of the best months to visit Alaska, as the weather is generally favorable and the days are long and filled with endless possibilities. July is a popular time to visit Alaska due to the favorable weather conditions. The summer months bring longer days, milder temperatures, and a variety of outdoor activities. However, it’s important to remember that Alaska’s weather can be unpredictable, and temperatures can vary greatly between regions and even within a single day.
Alaska Cruise Weather in August
The Best Time to Cruise Alaska Month by Month - Cruise Critic
Both September and October are ideal times to see the stunning Northern Lights, otherwise known as aurora borealis displays. Most of the month of June in Alaska is either cold or pleasantly cool with very cold temperatures being less frequent than in May. The lows can be as low as forty-three degrees Fahrenheit, and the highs can get up to the sixties on average. Here’s what you can expect each month on your upcoming Alaska cruise along with what you really need to pack.
When is the Best Time of Year to Cruise to Alaska?
As your ship reaches the Inside Passage, the early morning views outside of your room are breathtaking. Since I grew up in Alaska, I’m a fan of just about everything in the Land of the Midnight Sun. I also know that your experience can vary widely depending on the month you choose to visit Alaska. Whether on your own or with a guide, be sure to pack appropriate gear, such as backpacks with bear bells, water bottles, snacks, and—most importantly—bug spray.
Cruise Ship Collides With Dock at Turkish Port
For example, in Anchorage, you can expect approximately 18 hours of daylight, while in Fairbanks, you may enjoy up to 22 hours or more. During evenings and early mornings, temperatures can drop, especially in northern regions. It’s advisable to pack a light jacket or sweater to stay comfortable during cooler periods. Additionally, if you plan on participating in activities like glacier hikes or boat tours, be aware that temperatures may be lower due to the proximity to icy terrain or coastal waters. Inland regions, such as Denali National Park and Fairbanks, can experience slightly warmer temperatures during July. Daytime temperatures often reach the upper 60s to low 70s Fahrenheit (around degrees Celsius), allowing for enjoyable adventures in the wilderness and opportunities to view majestic wildlife.
Alaska Weather in June:
Seeing the Northern Lights in July is highly unlikely due to the extended daylight hours throughout most of Alaska. The best chances to view the aurora borealis are from late August through April. Be sure to plan and book popular tours and activities in advance, as July is a peak travel season in Alaska. While the month is characterized by warm weather and long days, regional differences and the possibility of rain necessitate a versatile packing list. It’s advisable to pack a lightweight waterproof jacket or raincoat to protect yourself from unexpected showers.
Tips for Traveling in Alaska in July
Next, let’s dive into the essential electronics and entertainment items you should consider bringing along. Now that we’ve covered toiletries and hygiene products, let’s move on to discussing medications and first aid kits that you should include in your packing list. Now that you’ve covered the essentials for your feet, let’s move on to discussing the accessories you should pack for your Alaska cruise in July. Regardless of the footwear you choose, make sure to break them in before your trip to avoid any discomfort or blisters. It’s also a good idea to pack a few pairs of moisture-wicking socks to keep your feet dry and prevent unpleasant odors. We'll match you with a local itinerary expert to help you plan your trip.
There are also “cruisetours” that you can add through Princess on the one-way cruises, which are combination tours of both cruise and land, with extra days being spent on land in Alaska. Most Princess cruises to Alaska include all 3 of these cruise ports, although a very few go to Icy Strait Point instead of Skagway. But even if you can’t choose an Alaska cruise with Glacier Bay National Park, other glacier sea days can be the highlight of your cruise too.
Anchorage Matanuska Glacier Walk Tour
The Alaska cruise temperature is warmer in June, with lows of 45 and highs in the low 60 degrees Fahrenheit. Make sure to pack insect repellant when you visit Alaska in June, as mosquitos and other insects can become a nuisance. May is one of the best times to visit Alaska for dry weather, fewer crowds, and lots of wildlife.
Since the start, it's been our aim to provide the latest cruise news covering all the major cruise lines. You will find no shortage of guided shore excursions that enable participants to view some of Alaska’s famed wildlife and terrain. Popular tours include hiking to Crow Pass Trail and Eagle River Nature Center. Many offer views of glaciers, historic collapsed mines, and snow-capped mountains. If you exit the Anchorage airport at the North Terminal, you’ll get a taxi near the arrivals area; from the South Terminal, you’ll get a ride near departures. Local shuttles offer direct transportation to the Whittier cruise ship terminal or half-day tours to sneak in a bit of sightseeing before boarding your cruise ship.
Therefore, it’s crucial to bring a versatile wardrobe that accommodates changing weather conditions. Summer is the peak season for tourism and considered the best time for Alaska cruises, and for good reason. Running from late June to mid-August, summer has the warmest temperatures, near endless sunlight (approximately 18 hours or more per day!), and the best chances for viewing wildlife. And with the tourism industry in full swing, you’ll find more services and a seemingly endless list of activities to take part in.
Best Time to Visit Alaska in 2023 When Is the Best Time to Go to Alaska? Trusted Since 1922 - Reader's Digest
Best Time to Visit Alaska in 2023 When Is the Best Time to Go to Alaska? Trusted Since 1922.
An Alaskan cruise in July offers a unique blend of natural wonders, cultural experiences, and outdoor activities that will leave you in awe. From witnessing towering glaciers calving into the sea to spotting humpback whales breaching, and exploring charming coastal towns, this is an adventure like no other. The abundant cloud cover and frequent rain make the landscape all the more beautiful, but visitors should dress properly for a better overall experience. Alaska is of course a perfect vacation destination for winter sports activities like all sorts of skiing, dog mushing, ice skating, snowmobiling...
Ensure that you have all these travel documents and money-related items well-organized and easily accessible throughout your journey. It’s always a good idea to have backups of important documents stored electronically or with a trusted person back home. While electronics can enhance your onboard experience, don’t forget to disconnect and immerse yourself in the stunning scenery and activities Alaska has to offer.
Venturing further into the realm of Mexican-specific requirements, we come across the Forma Migratoria Múltiple, commonly known as the FMM or Mexico’s Tourist Card. The Free and Secure Trade (FAST) card is for commercial truck drivers, but it can double as an ID for re-entry into the U.S. from Mexico or Canada by sea. An Enhanced Driver’s License provides proof of identity and U.S. citizenship. ”, might have varying answers based on technicalities, the underlying theme is evident. The beauty of a passport goes beyond its primary function as an identification document.
Passports
But if you wish to book a rail journey excursion on the White Pass & Yukon Route, which takes you from Alaska into Canada, choose the shorter White Pass Summit tour; you'll need a passport for the longer trips. Any cruises where you need to fly to or from a foreign country, including Canada, will necessitate a passport. Always check with your Vacations To Go cruise counselor at the time of booking to verify the documentation requirements for your vacation. When selecting a cruise line for your Mexican cruise, it’s important to consider various factors. One of the key factors to consider is the cruise deals offered by different cruise lines. Comparing the deals and discounts available can help you find the best value for your money.
Carnival Confirms Documentation Requirements After Rumors - Cruise Hive
Carnival Confirms Documentation Requirements After Rumors.
While a passport is generally required for international travel, there are some exceptions and alternative forms of identification that may be accepted. Yes, a passport is mandatory for re-entering the United States after a Mexican cruise. The Western Hemisphere Travel Initiative requires all U.S. citizens to present a valid passport when entering or re-entering the country by air, land, or sea. Therefore, a passport is required for returning from a Mexican cruise to the United States. Even if a destination country might technically permit alternative documentation, cruise lines might have a blanket policy requiring all passengers to possess valid passports.
The following items are considered valid identification documents for traveling to Mexico:
The renewal process can take several weeks, so it is recommended to start the process as soon as possible. To renew your passport, you will need to complete the passport application form and provide the required documents, such as proof of citizenship and identification. Once your application is submitted, it will be processed by the passport agency. While a passport is generally required for traveling to Mexico, there are some exemptions to this rule. If you are traveling on a closed loop cruise that departs and returns to the same U.S. port, you may not need a passport. This means that if you are taking a cruise from the United States to Mexico and back without making any stops in other countries, you may be able to use alternative forms of identification.
Can I Use Other Forms of Identification Instead of a Passport on a Mexican Cruise?
If you’re on a cruise, this means making sure your passport is still valid for another six months following the last day of the cruise. Even though Hawaii is a U.S. state, all of our cruise itineraries require you to travel with a U.S. passport book or card. Everyone will need to present an accepted form of identification to board the ship. We strongly recommend that all guests present a passport as their form of ID on boarding day, and for some guests a passport is required. A card is cheaper ($65 vs. $165 for first-time applicants) but has limited functionality.
To reiterate, while you might navigate a closed loop cruise to Mexico without a passport, the advantages of having one are numerous. Instead, they can often use other proofs of citizenship, like a certified birth certificate and a government-issued photo ID. One of the reasons there’s so much confusion surrounding the question, of whether or not you need a passport for your Mexico cruise, lies in the concept of the “closed loop cruise”. It’s mandatory to have an entry permit as soon as you pass outside of the border area — that’s about 12 miles into Mexico.
What travel experts say you'll need in case of an emergency while sailing abroad a cruise - FOX 13 Tampa
What travel experts say you'll need in case of an emergency while sailing abroad a cruise.
Additionally, U.S. citizens have been the victims of both non-violent and violent crimes in tourist and non-tourist areas. Violent crime and gang activity are common in parts of Jalisco state. In Guadalajara, territorial battles between criminal groups take place in tourist areas. Shooting incidents between criminal groups have injured or killed innocent bystanders.
Visa requirements for travelers from non-exempt nations
Passports are required for all travelers, including citizens of the U.S. and Canada, who enter or re-enter the U.S. by air, land or sea. This Mexican tourist card is mandatory for all leisure visits by land, sea, or air. These FMM cards serve as your entry permit and can be purchased at Mexican consulates, Mexican border crossings, tourism offices, airports, and airline offices.
Mexico can be a safe country to visit if you take the proper measures. Open your account online or in the Wise app to hold 40+ currencies and spend all over the world with your linked debit card. You’ll always get the mid-market exchange rate with no markups and no foreign transaction fee when you spend overseas.
However, it is important to note that these exemptions may vary depending on the cruise line and specific itinerary. In some cases, alternative identification documents might be accepted for a cruise to Mexico, such as a birth certificate, government-issued photo ID, and proof of citizenship. However, these alternatives may vary depending on the cruise line and the specific itinerary. It is crucial to contact the cruise line or consult with your travel agent to confirm their requirements. Citizens of the countries listed above who do not possess machine-readable passports, and citizens of countries not listed above must present a valid passport and a valid United States visa upon entry into the U.S.
Make sure your passport is valid for at least six months beyond your planned departure date. Additionally, some cruises may require a tourist visa, known as a Forma Migratoria Multiple (FMM), which can be obtained online or upon arrival in Mexico. It’s also advisable to carry a government-issued photo ID, such as a driver’s license or identification card, as a secondary form of identification.
Check our travelers page to learn more about specific issues you might face abroad. These include special considerations for older travelers, those with disabilities, women, and LGBTQI+ travelers. If you lose your passport on the ship, you should fill out a lost property report with the guest relations department on board. Traveling with a passport cover is also wise since it helps to keep your passport in pristine condition. In the Eastern Caribbean, find dream destinations like Amber Cove in the Dominican Republic and Grand Turk in the Turks and Caicos archipelago. In Amber Cove, you can tour the Dominican outback, soak up the sun on Coconut Cove Beach, or ride the Waterfalls of Rio de Damajagua.
At the south end of the island of Eleuthera, Princess Cays offers island resort living at its finest. It can take eight to 11 weeks (expedited wait times are five to seven weeks) for a routine passport to be issued, so you always want to plan ahead. If you had an emergency and were forced to disembark due to illness or other reason in the Caribbean, Mexico, Central America, the Bahamas, Bermuda or Canada you would need a passport to return home by plane.
